Payment links
From school vouchers, hotel folios, travel bookings, hospital bills, sales invoices, shipping invoices and restaurant orders, sent by SMS, WhatsApp or email.
Send a payment link from a bill and the customer pays by JazzCash, Easypaisa, card, Raast or buy now, pay later. The payment is recorded on the bill and in the books, and nobody types the receipt. Bank card offers, bank claims, card settlements and every kind of discount are kept in the same system.
Links, offers and discounts each post to the right account, so the accountant only reviews and reconciles.
From school vouchers, hotel folios, travel bookings, hospital bills, sales invoices, shipping invoices and restaurant orders, sent by SMS, WhatsApp or email.
Show your Raast ID and IBAN and confirm the credit by hand, or let a bank or payment provider confirm it and record it by itself.
The customer pays a provider such as QisstPay in instalments, and the whole bill is paid at once on your side. Record each provider payout with its fee.
Take a payment with no bill, such as a deposit taken by phone, with a 24-hour link. Card details are typed on the gateway's own page and never touch Hayat.
Link a card machine to a POS till. The till sends the amount and the approval comes back by itself.
Hayat recognises the card from its first digits and applies the bank's offer: discount %, most per bill, minimum spend, the bank's share, caps and budget.
Claim the bank's share for a period and record the payment. Check each card machine's deposit against card sales, with commission and tax worked out.
Each user has a maximum discount and each reason a cap. Bigger discounts at the till need a supervisor's PIN, and every manual discount goes in the discount log.
Percent or amount off, promo price, buy X get Y, bundles, quantity tiers and basket thresholds, approved before they go live.
Short silent walkthroughs recorded in Hayat ERP, with captions. The same videos are in the Hayat ERP training paths.
0:03 Online payments: what customers paid today and this month, by JazzCash, Easypaisa, card, Raast or BNPL
0:09 Every bill has a Pay link button — here a posted sales invoice
0:17 Leave the amount blank for the full balance, or type a part payment. Create link, then copy or send it
0:25 Payment links: open, paid, expired or cancelled — open one for its address and the customer’s attempts
0:36 Take a payment: a link for an amount with no bill — or open the gateway’s card page for a phone order
0:46 The customer opens the link on any phone, picks how to pay — and the payment is recorded on the bill
0:52 Take a payment: a link for an amount with no bill — or open the gateway’s card page for a phone order
0:55 Gateway settings: JazzCash, Easypaisa, cards, Raast, buy now pay later, and how long links stay valid
0:02 Banks: whose cards get offers, where claims go and where they pay
0:07 Card ranges: the first 6–8 digits tell the bank, scheme and type of a card
0:17 Bank card offers: % off, cap per bill, minimum spend and the bank’s share
0:24 Check a card shows which offer a card would get on a bill
0:30 Claims: collect the bank’s share for a period, send it, then record the payment
0:40 Card settlements: what the bank deposited per machine and day, less MDR and tax
0:46 Days not settled lists card sales still waiting for the bank
0:03 One report for every discount: manual, schemes, promotions, coupons, bank offers and points
0:13 Group by kind, reason, user, channel, branch or day — and export
0:18 The log: each manual discount with who gave it, the reason and who approved
0:24 Reasons and schemes: default %, highest %, channels and whether approval is needed
0:30 Rules: when a reason must be chosen. Each user’s own limit is set on the user
Recorded once: a payment is recorded exactly once, even when the gateway calls back twice. If the bill refuses it, for example because the accounting period is closed, it shows as Not recorded until you fix the reason. Links paid twice and Raast payments to confirm are flagged on the overview.
Every discount in one report: manual discounts, schemes, promotions, coupons, the shop's share of bank card offers and loyalty points used appear together, grouped by kind, reason, user, channel, branch or day. A supplier-funded promotion shows what to claim from the supplier.
Hayat AI shows whether a promotion paid off, and prepares promotion drafts for dead stock. Drafts still need approval before they go live.
Step-by-step guides with screenshots are at help.hayaterp.com.
They let you send a payment link for a bill by SMS, WhatsApp or email. The customer pays on their phone and the payment is recorded on the bill and posted to the books by itself.
JazzCash, Easypaisa, debit or credit cards (Visa, Mastercard, UnionPay or PayPak), Raast, and buy now, pay later providers you switch on. JazzCash and Easypaisa settle in rupees only.
No. The pay page at my.hayaterp.com/pay opens on any phone with no app and no sign-in. After paying, the customer gets an SMS confirmation.
The cashier types the card's first 6 and last 4 digits and presses Offer?. If an offer applies, the till shows the discount and the amount to charge, and the receipt prints the bank offer line.
Create a bank claim for the bank and the period. Every unclaimed offer usage goes in, you send the statement to the bank, and record the payment when it arrives.
No. Each user has a maximum discount and each reason a cap. A bigger discount at the till needs a supervisor's PIN, and every manual discount is logged with who gave it, the reason and who approved.
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