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Hayat ERPBY LEVEL 8 TECHNOLOGIES
Hayat ERP · Online payments · Bank card offers · Discounts

Payment links, bank card offers and discounts, recorded on the bill by themselves.

Send a payment link from a bill and the customer pays by JazzCash, Easypaisa, card, Raast or buy now, pay later. The payment is recorded on the bill and in the books, and nobody types the receipt. Bank card offers, bank claims, card settlements and every kind of discount are kept in the same system.

Payment linksBank card offersDiscount control
Features

Collect, discount and reconcile

Links, offers and discounts each post to the right account, so the accountant only reviews and reconciles.

Payment links

From school vouchers, hotel folios, travel bookings, hospital bills, sales invoices, shipping invoices and restaurant orders, sent by SMS, WhatsApp or email.

Pay link

Raast

Show your Raast ID and IBAN and confirm the credit by hand, or let a bank or payment provider confirm it and record it by itself.

Manual or bank

Buy now, pay later

The customer pays a provider such as QisstPay in instalments, and the whole bill is paid at once on your side. Record each provider payout with its fee.

BNPL

Virtual terminal

Take a payment with no bill, such as a deposit taken by phone, with a 24-hour link. Card details are typed on the gateway's own page and never touch Hayat.

No bill needed

Card machines at the till

Link a card machine to a POS till. The till sends the amount and the approval comes back by itself.

Till integration

Bank card offers

Hayat recognises the card from its first digits and applies the bank's offer: discount %, most per bill, minimum spend, the bank's share, caps and budget.

Card ranges

Bank claims & settlements

Claim the bank's share for a period and record the payment. Check each card machine's deposit against card sales, with commission and tax worked out.

Accountant

Discount limits

Each user has a maximum discount and each reason a cap. Bigger discounts at the till need a supervisor's PIN, and every manual discount goes in the discount log.

Approval

Promotions & coupons

Percent or amount off, promo price, buy X get Y, bundles, quantity tiers and basket thresholds, approved before they go live.

Promotions
Product walkthroughs

Online payments & bank offers walkthrough videos

Short silent walkthroughs recorded in Hayat ERP, with captions. The same videos are in the Hayat ERP training paths.

Bank offers, claims and card settlements

0:50 · real screens, captions
Transcript

0:02 Banks: whose cards get offers, where claims go and where they pay

0:07 Card ranges: the first 6–8 digits tell the bank, scheme and type of a card

0:17 Bank card offers: % off, cap per bill, minimum spend and the bank’s share

0:24 Check a card shows which offer a card would get on a bill

0:30 Claims: collect the bank’s share for a period, send it, then record the payment

0:40 Card settlements: what the bank deposited per machine and day, less MDR and tax

0:46 Days not settled lists card sales still waiting for the bank

Discount report, log and rules

0:34 · real screens, captions
Transcript

0:03 One report for every discount: manual, schemes, promotions, coupons, bank offers and points

0:13 Group by kind, reason, user, channel, branch or day — and export

0:18 The log: each manual discount with who gave it, the reason and who approved

0:24 Reasons and schemes: default %, highest %, channels and whether approval is needed

0:30 Rules: when a reason must be chosen. Each user’s own limit is set on the user

Control

Recorded once, with problems in plain sight

Recorded once: a payment is recorded exactly once, even when the gateway calls back twice. If the bill refuses it, for example because the accounting period is closed, it shows as Not recorded until you fix the reason. Links paid twice and Raast payments to confirm are flagged on the overview.

Every discount in one report: manual discounts, schemes, promotions, coupons, the shop's share of bank card offers and loyalty points used appear together, grouped by kind, reason, user, channel, branch or day. A supplier-funded promotion shows what to claim from the supplier.

Hayat AI shows whether a promotion paid off, and prepares promotion drafts for dead stock. Drafts still need approval before they go live.

Step-by-step guides with screenshots are at help.hayaterp.com.

FAQ

Common questions

What do Hayat ERP online payments do?

They let you send a payment link for a bill by SMS, WhatsApp or email. The customer pays on their phone and the payment is recorded on the bill and posted to the books by itself.

Which payment methods can customers use?

JazzCash, Easypaisa, debit or credit cards (Visa, Mastercard, UnionPay or PayPak), Raast, and buy now, pay later providers you switch on. JazzCash and Easypaisa settle in rupees only.

Does the customer need an app or an account?

No. The pay page at my.hayaterp.com/pay opens on any phone with no app and no sign-in. After paying, the customer gets an SMS confirmation.

How do bank card offers work at the till?

The cashier types the card's first 6 and last 4 digits and presses Offer?. If an offer applies, the till shows the discount and the amount to charge, and the receipt prints the bank offer line.

How do I claim the bank's share of an offer?

Create a bank claim for the bank and the period. Every unclaimed offer usage goes in, you send the statement to the bank, and record the payment when it arrives.

Can cashiers give any discount they like?

No. Each user has a maximum discount and each reason a cap. A bigger discount at the till needs a supervisor's PIN, and every manual discount is logged with who gave it, the reason and who approved.

Book a call

See Hayat ERP payments and bank offers for your business.

We'll show you the screens your business needs and send a quote within one business day.

Ali AbdullahChief Executive Officer
Email
sales@level8technologies.com
Phone
+92 303 506 1264
WhatsApp
+92 303 506 1264
Office
Karachi, Pakistan

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